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AFRM — Affirm Holdings

Financial

Yahoo Finance
Last price
$52.57
2025-05-16
52w high
$80.98
-35.1% off high
5yr return
-3%
since 2021-05-25
Active modes
0/3
BUY or WATCH
Price chart — last 12 months
Price with 50-day & 200-day MAs. Colored dots mark historical reversal-signal firings — see legend below.
Signal events on chart (last 252 days)
RSI crossed 50×13
50DMA reclaimed×7
Golden cross×1
Higher lows (5)×5
Volume accumulation×16
Bullish RSI divergence×1
Oversold / Fear
SKIP
👀 Early bottoming1/8·6w

Quality gate failed: operating margin 4.8% < 15%; ROIC 1.5% < 15%; FCF was negative in at least one of last 5 fiscal years.

↻ Golden cross: 50DMA crossed above 200DMA within last 30 days
Acceleration
SKIP
👀 Early bottoming1/8·6w

Quality gate failed: operating margin 4.8% < 15%; ROIC 1.5% < 15%; FCF was negative in at least one of last 5 fiscal years.

↻ Golden cross: 50DMA crossed above 200DMA within last 30 days
Quality at Fair Price
SKIP
👀 Early bottoming1/8·6w

Quality gate failed: operating margin 4.8% < 15%; ROIC 1.5% < 15%; FCF was negative in at least one of last 5 fiscal years.

↻ Golden cross: 50DMA crossed above 200DMA within last 30 days
Score trajectory
How the score has evolved across recent scans for each mode. Rising score = setup forming.
Annual fundamentals
From yahoo fundamentalsTimeSeries (annual cadence).
Year-endRevenueFCFGross %Op %ROICEPS
2025-06-303.22B793.91M86.8%4.8%1.5%$—
2024-06-302.32B450.14M85.2%-18.4%-4.7%$—
2023-06-301.59B12.18M88.5%-64.5%-13.0%$—
2022-06-301.35B-162.19M94.8%-49.1%-10.0%$—
2021-06-30870.46M-193.13M94.0%-15.7%—$—
2020-07-01509.53M-71.30M93.7%10.5%4.0%$—
2019-06-30264.37M-87.65M—-10.7%—$—
Universe metadata
Financial

Hand off to Claude for qualitative deep-dive

Claude deep-dive prompt

My stock-scanner has flagged AFRM with the following signals across multiple scoring modes:

1. Quality gate failed or no signals firing across all 3 modes — the framework currently sees no setup. Why might that be?

Please do a current deep-dive on AFRM:

1. What's the actual business / what do they sell, in plain English?
2. Recent news + narrative: why is the market pricing this where it is right now? What's the bear case being priced in?
3. Is the long-term thesis intact, or has something fundamentally broken (moat erosion, secular decline, management issues)?
4. What's the upcoming catalyst calendar — earnings, product launches, regulatory dates?
5. Compare to peers: cheaper than peers / more expensive / similar?
6. If buying: is now the right entry, or is there a smarter staged-accumulation plan? Suggest specific price levels.
7. What's the biggest risk to a long position from here?

Use web search for any recent news (last 30 days) to ground your answer in current reality, not training cutoff.